10 personal finance books that will change the way you see money

Sometimes, due to adverse life conditions, debts, unexpected expenses, or lack of financial education, it is difficult to keep our finances healthy. To have healthy personal finances, and even see them grow, you must find a balance between what you earn, what you spend, your debts, and what you save.

Each situation is different, that is why to support you there are a wide variety of audiobooks on this subject that have helped me, and I want to share them with you because I know they will help you to see money differently and to develop your financial plan for improving your life.

There are many advantages of having healthy personal finances, especially not having to live stressed because what you earn and the money you have are not enough. Some other advantages are:

• You will not make unnecessary expenses, since you will know what your budget is and you will keep it controlled. That is, you will spend in a planned way.
• You can face unforeseen events since you will have savings for emergencies in case you get sick, lose your job, or suffer some material loss.
• You can invest in your future.

To help you achieve your financial goals, I recommend these life-changing personal finance audiobooks:

1. The investor in front of Moris Dieck

With this audiobook, you will learn to invest your money and put it to work to generate more profits and achieve financial freedom. No matter how much money you have, you can make the most of your resources, according to the author.

One of the valuable tips that this book gives us is “buy low and sell high”, the author explains his experience applying this strategy and how useful it can be. In addition, simply, he teaches us the importance of understanding the dynamics of money, how it is used, and how to spend, earn and multiply, which will help you achieve your dreams or goals in life.

Another of the valuable lessons that Moris Dieck gives us is that there are businesses everywhere, you just need creativity, desire, and experience to identify opportunities.

2. Start investing from scratch by Luis Miguel Altamirano

Invest without failing. Know the basics of investing and know yourself to do it correctly, and so that you can survive in the world of investments without ending up broke.

This audiobook is ideal for people who want to do more with their money, and beyond saving it, investments can bring fruitful returns in the future. The author explains that all investments are based on the time factor since in a certain period they generate returns, that is why one of the most valuable pieces of advice he gives us is that “if we want to invest, we must be willing to give up time and Be patient during this time.”

3. Smart Money by  Leonardo Vilchis

Take your investment knowledge to the next level. Understand one of the most used and efficient mechanisms to generate wealth, the stock market, and investments in shares.

Leonardo Vilchis invites us with his audiobook to see money as a game, which has rules that must be understood. That is why he explains to us how the financial system works, which is made up of three pillars: financial institutions, financial markets, and financial instruments. One of the greatest lessons that this book gives us is that “knowing how to manage and invest our money is a skill that can be developed over time if we are willing to make an effort for it.”

4. Rich Dad Poor Dad by  Sharon Lechter and Robert Kiyosaki

Discover financial freedom through investing with this finance classic, and learn business ownership and even financial protection tactics. Owning a system or form of production will always be better than being a salaried employee, as this book teaches us.

The authors invite us to put aside the fear of not meeting the expectations that have been imposed on us at birth since the fear of social disapproval hinders us to increase our wealth. Fear and ambition can lead ignorant people to make very bad decisions when it comes to money, they warn. That is why the authors recommend that people learn about financial issues and dare to start their own businesses to stop depending on others.

5. Secrets of the Millionaire Mind by T. Harv Eker

We all have a personal blueprint for money embedded in our subconscious, and that blueprint, more than anything else, is what will determine our financial life. If your money blueprint isn’t programmed for success, you’ll never have much money, and if you somehow do, you’ll lose it easily. With this audiobook, you will learn to reprogram your money pattern to achieve economic success naturally and automatically.

The premise is that as children we learn our money patterns by observing and imitating the financial habits of our parents, so to accumulate wealth when we are adults we must create our own patterns, since “those who learn that anything is possible with money at a young age they will be able to earn it much easier because their motivation to be free and independent is through wealth”, indicates the author.

6. Money: User Guide by Laura Whateley

This audiobook teaches us how to use money in a better way to feel good about our finances. If you are one of those people whose money doesn’t last long and who avoid their financial problems, you need to listen to this to learn how to have good finances.

One of the issues addressed by the author is how difficult it is today for young people to buy a property, and that is why Laura Whateley gives us the following advice: “You can get a lower mortgage if you save more money for a down payment. older, the fact that you can buy a property depends on two things, that you can save enough for a good down payment, and that you can take out a bank loan for the rest. If you give a higher down payment, the amount you borrow from the bank for the rest will be lower, and the interest will also be lower, ”she recommends.

7. The Intelligent Investor by Benjamin Graham

Benjamin Graham is considered the most important investment advisor of the 20th century, as he taught and inspired financiers around the world with his philosophy based on the concept of “investing with value”. This audiobook will help you achieve the financial goals you have set for yourself.

The premise is that there is a way to invest in the market that does not put you at risk of losing everything: smart investing. Smart investing requires a long-term stock market approach, and it works. One of the pieces of advice that Benjamin Graham gives us in this regard is that: “intelligent investors do not rush, they take their time to rationally examine the long-term value of a company; there is a lot of money to be made through investments, but there is also a lot to lose,” he warns.

8. Little Capitalist Pig by Sofía Macías

You don’t have to be a financial expert or a high-ranking economist to make your money worth it, financial education is available to everyone.

Even the smallest investor can be successful in financial life, according to the author. The first step is orders, and the step of order is a mindset. You cannot expect different results if you are constantly doing the same thing. The main recommendation that Sofía Macías gives us is that we start saving regardless of our age. “Monetary saving is a fundamental tool to improve our quality of life, that is why a change of habits at a mental level is essential”, she indicates.

9. I will teach you to be rich by Ramit Sethi

Learn about concepts such as banking, saving, spending, and investing. You don’t need to be an expert to get rich, you just need a plan and know some tricks. Learn the benefits of starting to save and having automatic investments, so you can rest easy and let your money work for you.

It’s time to stop making excuses and blaming others for your financial mistakes. Take responsibility for your financial problems to start solving them. To begin with, a tip that this audiobook gives us is to use your credit cards wisely, this will help you save money and become rich.

10. Know Yourself, Know Your Money by Rachel Cruze

Discover the psychology behind making your financial decisions. If you want to improve your financial health, you must understand why you make the mistakes you do, because if you control this, you can begin to change the way you see money and build a better future.

Reflecting on your behavior, beliefs, and relationship with money will make it much easier to control your finances. According to the author, your view of money is determined by what you learned about it as a child. So he advises that if you want to make better decisions and improve your finances, you first have to understand why you handle money the way you do.

All these audiobooks will help you avoid getting into debt and suffering if an unforeseen economic event arises. Achieve your financial goals by managing your expenses well and with investment plans, and learn to manage your personal finances so that you feel calm and build assets for the future.